Alternative payment methods for global merchants
VaultPay supports merchants offering bank transfers, open banking, local payment methods, and region-specific options alongside card processing.
What this solution means
Alternative payment methods (APMs) are non-card payment options such as open banking, account-to-account transfers, e-wallets, and local schemes used in specific markets.
Who it is for
Merchants selling cross-border, in countries where cards have low share, or where customers prefer bank-based or wallet-based payments.
Why it matters
APMs reduce reliance on cards, lower processing costs, and lift conversion in markets where local methods dominate.
Common risks
Refund handling differences, settlement timing, and reconciliation complexity across multiple rails.
Compliance requirements
AML and consumer protection rules, plus scheme-specific terms for each method offered.
How VaultPay supports merchants
We help you identify the right mix of APMs for your markets and integrate them safely.
Documents or information needed
Customer geography, currency mix, current decline reasons, and target markets.
Ready to move forward?
Explore APM options