Resources
Rolling reserves explained
Rolling reserves are common in high-risk acquiring. Understanding them is essential.
1
What a rolling reserve is
A percentage of card sales held for a defined period to cover refunds, chargebacks, and risk exposure.
2
Why acquirers use them
To protect against losses if a merchant defaults, suffers fraud, or sees a dispute spike.
3
Modelling cash flow
Reserves shift cash flow timing. Model the impact before signing.
Ready to move forward?
Model your reserve impact