Compliance-first payments
VaultPay treats compliance as the foundation of sustainable payments, not an obstacle. Here is how we work.
Why high-risk merchants need stronger review
Higher risk means higher exposure for acquirers, schemes, and customers. Stronger review protects everyone in the chain.
KYB and beneficial ownership checks
We verify company structure, ownership, and control before we present a merchant to a payment partner.
AML and sanctions screening
Anti-money laundering and sanctions screening are run on every applicant and reviewed on an ongoing basis.
Card network expectations
Visa, Mastercard, and other schemes set rules on disputes, registrations, content, and merchant categorisation. We align you with those rules.
Website and customer disclosure standards
Refund policy, T&Cs, billing descriptor, contact details, and pre-checkout disclosure are reviewed against acquirer expectations.
Prohibited activity
We do not support illegal, deceptive, or fraudulent businesses, or merchants seeking to misrepresent their activity.
Ongoing monitoring
Approval is the start. We support ongoing monitoring of disputes, refunds, and compliance posture.
Ready to move forward?
Request a merchant review